Muhammad Arif Sargana

Institution: 
Pakistan Telecom Authority
Profile / Bio: 

Mr. Sargana has more than 23 years extensive and demonstrated professional experience both with public and private sectors/International donors/INGOs as an economist. He is working as Director (Economic Affairs) with Pakistan telecom regulator since 2003. He has worked extensively on the development of facilitative regulatory environment for the mobile banking industry in Pakistan. He is the lead member of PTA’s mobile banking committee that has developed the interoperability Regulations in collaboration with State Bank of Pakistan after detailed industry coordination and analysis of various mobile banking models. He is a central part to develop the third Party Service Provider licensing framework in Pakistan aimed to introduce interoperability in Pakistan and growth of the Digital Financial Services in Pakistan. He is also Member of Technical committee of National Financial Inclusion Strategy designed by the Ministry of Finance, Government of Pakistan for provision of banking services across Pakistan to huge unbaked population. He is also focal person for ITU to provide all kind of ICT/Telecom statistics. As Director (Economic Affairs) he is also responsible at the regulator for ICT & SDGs monitoring and focal point for ITU to provide all kind of economic and ICT/Telecom statistics. He also published PTA annual reports which provide developments in Pakistan ICT and Telecom sector and also contributes a chapter in Pakistan Economic Survey annually published by the Ministry of Finance, Government of Pakistan. He also contributes for determination of Sign fact Market Power player, tariff regulations and competition issues in Pakistan Telecom sector.

Previously, he also worked as Deputy Director at the National Tariff Commission where he contributed to the Trade Remedy Laws in Pakistan in accordance with WTO Agreements. He also worked for Competition Commission of Pakistan, World Bank Pakistan Resident Mission, United Nations and other development institutions for various assignments. He also remained a research Fellow at University of Bradford, UK where he produced paper on “Regularity Reforms in Pakistan Telecom Sector and its impact on Pakistan economy”. 

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